Our service includes:

Credit Repair

Credit Building

Custom Dispute Letters

Credit Education

24/7 Client Portal Access

Credit Monitoring Is Required $29.99 Monthly *Not Included*

What to know before enrolling:

• As a client in our program, you’ll need to maintain an active subscription to our credit monitoring system for the duration of your enrollment. This service costs $29.99 per month and allows us to access all three credit reports in detail. It serves as our key tool for communicating with the credit bureaus and keeping you updated. If your credit monitoring subscription lapses or is not promptly renewed, your status as a client may be canceled.

• If you are currently in active bankruptcy, please do not sign up for our service. However, if your bankruptcy has been dismissed or discharged, you are welcome to proceed with the enrollment process.

• If you are currently behind on your bills and anticipate difficulty paying them on time for the next 6-12 months, please do not enroll in our services. We want you to benefit fully from the process, and late payments can undermine our efforts in other areas.

• Credit repair requires teamwork. We expect all our clients to pay their bills on time, build positive credit, and reduce credit card balances. If you are not committed to consistently following these practices and adhering to the personal action plan we provide, please do not enroll in our services.

• If your onboarding is not completed within 3 days of your portal activation, your enrollment will be canceled. Monthly payments begin 30 days after your initial enrollment payment and are based on the anniversary date.

Step One - Sign Up
Once you sign up for our services, you'll gain online access to your member portal. We will guide you on how to use our tools to ensure you fully benefit from what we offer. After onboarding and accessing your portal, we will review your credit reports to identify any inaccuracies that need to be disputed and removed. Our aim is to analyze your credit report thoroughly to catch every error for proper resolution. We will then create a plan to repair and rebuild your credit as necessary.

Step Two - Dispute Process
In this step, we initiate the dispute process by contacting the credit bureaus on your behalf. Leveraging our expertise, we ensure that every inaccurate piece of information is removed from your report. We collaborate with each bureau to guarantee your credit report is accurate across the board.

You can easily engage in this process through your member portal and our mobile app, which provide 24/7 access. We will keep you updated on any changes as they occur. Additionally, you'll receive correspondence directly from the credit bureaus regarding updates to your report, and you can upload these letters to your portal as you receive them.

Step Three - Results

The final step is the most exciting: sit back and watch your credit score improve! Our online tracking tools allow you to see incorrect information removed from your reports. Even after disputes are resolved, these tools enable us to monitor your credit score and ensure any new information is accurate. They also help you make informed decisions that will positively impact your credit in the future. Guiding you through the dispute process is just the beginning; we’re committed to supporting you as you build a strong credit foundation moving forward.